1. Introduction

Welcome to SME Consulting Services (“we”, “our”, “us”). These Terms and Conditions (“Terms”) govern your use of our software products and services (“Services”). By accessing or using our Services, you agree to be bound by these Terms.

2. Definitions

• “User” or “You”: Anyone who accesses or uses our Services.
• “Software”: Any software product developed, owned, or distributed by SME Consulting Services.
• “Services”: Any software, service, or product provided by SME Consulting Services.

3. Use of Services

3.1 Eligibility

To use our Services, you must be at least 18 years old and have the legal capacity to enter into these Terms. By using our Services, you represent and warrant that you meet these requirements.

3.2 License

We grant you a limited, non-exclusive, non-transferable, and revocable license to use our Software and Services for personal or business purposes, in accordance with these Terms.

3.3 Restrictions

You agree not to:

• Use the Services for any unlawful purpose or in violation of any applicable law.
• Reverse engineer, decompile, or disassemble any part of the Software.
• Distribute, sublicense, or lease any part of the Software.
• Modify or create derivative works based on the Software.

4. User Account

4.1 Registration

To access certain features of our Services, you may be required to create an account. You agree to provide accurate and complete information during registration and keep your account information up-to-date.

4.2 Account Security

You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account.

5. Fees and Payment

If applicable, you agree to pay all fees associated with your use of our Services. All fees are non-refundable unless otherwise stated in our refund policy.

6. Intellectual Property

All intellectual property rights in the Software and Services are owned by SME Consulting Services or our licensors. Nothing in these Terms grants you any rights in the Software or Services other than the limited license granted herein.

7. Data Protection and Privacy

We collect, use, and process your personal data in accordance with our Privacy Policy. By using our Services, you consent to such processing.

8. Disclaimer of Warranties

Our Services are provided “as is” and “as available” without warranties of any kind, either express or implied. We do not warrant that the Services will be uninterrupted, error-free, or secure.

9. Limitation of Liability

To the fullest extent permitted by law, SME Consulting Services shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly.

10. Indemnification

You agree to indemnify and hold SME Consulting Services, its affiliates, and their respective officers, directors, employees, and agents harmless from any claims, liabilities, damages, losses, and expenses arising out of your use of the Services or violation of these Terms.

11. Termination

We reserve the right to terminate or suspend your access to our Services at any time, with or without cause or notice.

12. Governing Law

These Terms are governed by and construed in accordance with the laws of India. Any disputes arising out of or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts of Mumbai, Maharashtra.

13. Amendments

We may update these Terms from time to time. We will notify you of any changes by posting the new Terms on our website. Your continued use of the Services after any such changes constitutes your acceptance of the new Terms.

14. Contact Information

If you have any questions or concerns about these Terms, please contact us at [email protected] or +91-9867698629.